<?xml version="1.0" encoding="UTF-8"?>
<payment><paymentId>8ed0b95c-5477-5e69-9438-68f807a76d7e</paymentId><fromAccount>ACC-1001</fromAccount><toAccount>ACC-2002</toAccount><amount>12.345</amount><date>2026-10-31T09:03:16+00:00</date><purpose>Batch sample 197 – invoice</purpose><notes>Reference 197</notes></payment>
