<?xml version="1.0" encoding="UTF-8"?>
<payment><paymentId>53e05b74-b753-5a76-9623-0b10b724d99a</paymentId><fromAccount>ACC-2002</fromAccount><toAccount>ACC-6006</toAccount><amount>1.000</amount><date>2026-10-31T09:02:27+00:00</date><purpose>Batch sample 148 – refund</purpose><notes>Reference 148</notes></payment>
