<?xml version="1.0" encoding="UTF-8"?>
<payment><paymentId>3e06db4b-9d4f-518b-bfb1-6a77ecdce3ba</paymentId><fromAccount>ACC-1001</fromAccount><toAccount>ACC-2002</toAccount><amount>1.1234</amount><date>2026-10-31T12:00:00</date><purpose> </purpose></payment>
