<?xml version="1.0" encoding="UTF-8"?>
<payment><paymentId>bbbac59c-d84c-5814-9225-7a2ab8bccd88</paymentId><fromAccount /><toAccount /><amount>-1</amount><date>2026-10-31T12:00:00+03:00</date><purpose>Sample transfer 097</purpose></payment>
