<?xml version="1.0" encoding="UTF-8"?>
<payment><paymentId>eec7451e-04f5-5596-aadf-d5793f6ec88e</paymentId><fromAccount>ACC-1001</fromAccount><toAccount>ACC-2002</toAccount><amount>12.345</amount><date>2026-10-31T12:00:00+03:00</date><purpose>Sample transfer 089</purpose></payment>
