<?xml version="1.0" encoding="UTF-8"?>
<payment><paymentId>666fea3d-1b96-5ec8-8a79-cc153b0bf912</paymentId><fromAccount>ACC-1001</fromAccount><toAccount>ACC-2002</toAccount><amount>12.345</amount><date>2026-10-31T12:00:00+03:00</date><purpose>Sample transfer 075</purpose></payment>
