<?xml version="1.0" encoding="UTF-8"?>
<payment><paymentId>f4cad881-ab1d-5720-9a2c-75f09cac7c90</paymentId><fromAccount>ACC-3003</fromAccount><toAccount>ACC-2002</toAccount><amount>12.345</amount><date>2026-10-31T12:00:00+03:00</date><purpose>Sample transfer 069</purpose></payment>
