<?xml version="1.0" encoding="UTF-8"?>
<payment><paymentId>8ca9bda1-05e6-599c-aefd-a7d437e19f61</paymentId><fromAccount>ACC-1001</fromAccount><toAccount>ACC-2002</toAccount><amount>12.345</amount><date>2026-10-31T09:05:00Z</date><purpose>Sample transfer 063</purpose></payment>
