<?xml version="1.0" encoding="UTF-8"?>
<payment><paymentId>1fc5dd3e-f12c-5251-a284-b938fab59996</paymentId><fromAccount>ACC-1001</fromAccount><toAccount>ACC-2002</toAccount><amount>12.345</amount><date>2026-10-31T12:00:00</date><purpose>Sample transfer 058</purpose></payment>
