<?xml version="1.0" encoding="UTF-8"?>
<payment><paymentId>b22f58f4-d674-5521-9823-9e1673154e62</paymentId><fromAccount>ACC-1001</fromAccount><toAccount>ACC-2002</toAccount><amount>12.345</amount><date>2026-10-31T12:00:00+03:00</date><purpose>Sample transfer 056</purpose><notes /></payment>
