<?xml version="1.0" encoding="UTF-8"?>
<payment><paymentId>b5da4645-9223-5b7b-8a71-362fe12d811a</paymentId><fromAccount>1001</fromAccount><toAccount>ACC-2002</toAccount><amount>12.345</amount><date>2026-10-31T12:00:00+03:00</date><purpose>Sample transfer 036</purpose></payment>
