<?xml version="1.0" encoding="UTF-8"?>
<payment><paymentId>cb8a5958-8bd8-58cc-82fd-7973d44567c4</paymentId><fromAccount>ACC-1001</fromAccount><toAccount>ACC-2002</toAccount><amount>12.345</amount><date>2026-10-31T12:00:00+03:00</date><purpose>   </purpose></payment>
