<?xml version="1.0" encoding="UTF-8"?>
<payment><paymentId>a7cdff3b-29f3-5745-84ff-74d212f87ee4</paymentId><fromAccount>ACC-1001</fromAccount><toAccount>ACC-2002</toAccount><amount /><date>2026-10-31T12:00:00+03:00</date><purpose>Sample transfer 027</purpose></payment>
