<?xml version="1.0" encoding="UTF-8"?>
<payment><paymentId>d70e1223-2118-521f-9956-dcb359859a4e</paymentId><fromAccount>ACC-1001</fromAccount><toAccount>ACC-2002</toAccount><amount>5.000</amount><date>2026-10-31T04:00:00-05:00</date><purpose>Sample transfer 013</purpose></payment>
