{
  "paymentId": "b5da4645-9223-5b7b-8a71-362fe12d811a",
  "fromAccount": 1001,
  "toAccount": "ACC-2002",
  "amount": "12.345",
  "date": "2026-10-31T12:00:00+03:00",
  "purpose": "Sample transfer 036"
}