{
  "paymentId": "a3c371fe-570f-5f3b-8826-a7e6575d81fa",
  "fromAccount": null,
  "toAccount": "ACC-2002",
  "amount": "12.345",
  "date": "2026-10-31T12:00:00+03:00",
  "purpose": "Sample transfer 023"
}