{
  "paymentId": "cd7d5103-710f-5656-8550-a9e96f01c7f6",
  "fromAccount": "ACC-1001",
  "toAccount": "ACC-2002",
  "amount": "9.000",
  "date": "2026-10-31T12:00:00+03:00",
  "purpose": "فاتورة خدمات – 東京",
  "notes": "café ✓"
}