{
  "paymentId": "d70e1223-2118-521f-9956-dcb359859a4e",
  "fromAccount": "ACC-1001",
  "toAccount": "ACC-2002",
  "amount": "5.000",
  "date": "2026-10-31T04:00:00-05:00",
  "purpose": "Sample transfer 013"
}